Dealing with Insurance Companies
Know Your Rights

a woman with an arm in a sling talks on the phone and winces while holding a business letter

Dealing with Insurance Companies in Jackson, Mississippi

Insurance companies can make earning your claim on a personal injury extremely complex. That is why you need a law firm that will handle the legal labyrinth of different insurance companies so you can focus on healing and other personal issues.

At Germany Law Firm PLLC, Bob Germany has built a long track record of excellent results in personal injury cases. He has litigated a number of high-profile cases, including:

  • $200 million jury verdict against a car manufacturer
  • $36.5 million settlement against a pharmaceutical company
  • $24.5 million jury verdict against a car manufacturer
  • $12.88 million jury verdict against a pharmaceutical company
  • $9.5 million settlement against a pharmaceutical company
  • $5.5 million settlement against a car manufacturer
  • $5.0 million settlement against a tire manufacturer
  • $4.0 million settlement against a truck rental company

Where Results Matter

These results come from the experience, skill and tenacity of professionals who are dedicated to doing what is right for clients like you. When you choose Germany Law Firm PLLC, you get the relentless pursuit of justice.

Working With Your Attorney

It is not true that all attorneys are the same. It is easy to feel like an anonymous case number when you choose the wrong firm. You may never get to speak to the attorney representing you in person. It’s an uncomfortable feeling to have your future in the hands of someone who needs to look at someone else’s notes to remember your name.

At Germany Law Firm PLLC, you will work with your attorney from beginning to end. When you call, you will speak to your lawyer, not an assistant or answering service. You can rest assured that we are as invested in the outcome of your case as you are.

With Bob Germany, you always know who is handling your case. When you call the office, you talk to Bob. When you show up for a court appearance, Bob will be the one representing you. You will not have to wonder if your case has been handed off to a paralegal or inexperienced associate. You get the full benefit of a lawyer with more than 40 years of experience in personal injury law.

The Best Representation on Your Side

Put A Fighter In Your Corner When Dealing With Insurance Companies

Insurance companies play a major role in nearly every personal injury claim. This is ultimately a good thing, because insurance provides the majority of the funds awarded in personal injury settlements and judgments. However, dealing with insurers as an injury victim can be frustrating, scary and even legally risky. These companies are interested in protecting their own profits, and that means finding ways to deny or limit claims whenever possible.

If you or someone you love has been seriously injured, you need an advocate who isn’t afraid of or fooled by the tactics insurers use. In Jackson and surrounding areas of Mississippi, you can find the help you’re looking for at Germany Law Firm PLLC. Our founding attorney, Bob Germany, has more than 40 years of experience in personal injury law. He is a trial lawyer with a winning record, and he will work tirelessly to ensure you receive the compensation you need and deserve.

How Should You Approach Communication With Insurers?

Depending on the type of accident you were involved in, at least two insurance companies will be involved: your insurer and the at-fault party’s insurer. You have some limited obligations for communicating with your own insurer. After a car accident, for instance, you will need to contact your insurance company to report that the accident occurred. When you speak to an adjuster, it is wise to give only as much information as necessary. Don’t agree to provide an official statement or to answer questions until you’ve had a chance to speak with your own attorney.

When it comes to the other party’s insurer, you have no obligation to speak to them at all, and nothing to gain from doing so. You can just avoid those communications entirely, except to direct them to contact your lawyer. Our firm can take care of all insurer communications on your behalf.

Why Going Through An Attorney Is Important

Speaking with insurers is stressful and time-consuming. We want you to focus on resting and recovering from your injuries, and we are happy to take this off of your to-do list. But there is a second important reason for communicating through an attorney: to control the narrative.

Insurance adjusters are trained to ask leading questions and interpret answers in a way that limits their own liability. They may try to get you to admit fault for the accident. They may ask for details, then ask for those same details later so that they can exploit any inconsistencies between the two answers. Attorney Bob Germany has decades of experience dealing with insurance companies, and he sees right through these tactics. He will advocate for your rights and interests throughout the duration of your case.

What To Know About Settlements And Going To Trial

Shortly after your accident, the insurance company will likely offer you a quick settlement, before you even know the full extent of your injuries, medical bills and other damages. A quick settlement may be tempting, but it will almost certainly be less than you need and less than your case is worth. Remember that insurers have their own interests in mind, not yours.

An experienced attorney like Mr. Germany can almost always negotiate a much higher settlement than the one that the insurance company will initially offer. Settling out of court is typically the easiest and most cost-effective resolution method for all involved, but some defendants stubbornly refuse to negotiate in good faith. In such cases, our firm is more than ready to take your case to trial, where we will aggressively advocate for you in front of a jury. Unlike many larger firms that focus on settling quickly and moving on, we actually try cases, and Mr. Germany has an impressive track record of courtroom success.

Free Consultations And No Fee Unless You Win – Contact Us Today

Germany Law Firm PLLC is based in Jackson, and we serve clients throughout the surrounding areas of Mississippi. We take all personal injury cases on contingency, meaning you pay no legal fees until and unless we help you recover money. We also offer free initial consultations, so you have nothing to lose by exploring your options with a knowledgeable and attentive attorney. To get started, call us at 601-812-5524 or submit an online contact form.

  • $200 Million

    Verdict against a car manufacturer

    $36.5 Million

    Settlement against a pharmaceutical company

    $24.5 Million

    Jury verdict against a car manufacturer

    $12.88 Million

    Jury verdict against a pharmaceutical company

  • $9.5 Million

    Settlement against a pharmaceutical company

    $5.5 Million

    Settlement against a car manufacturer

    $5.0 Million

    Settlement against a tire manufacturer

    $4.0 Million

    Settlement against a truck rental company

Frequently Asked Questions

  • What is personal injury law?

    Personal injury law involves the legal process of seeking compensation for damages. These include medical bills, lost wages and more.

  • Should I take a settlement?

    One option may be to accept a settlement from the insurance company instead of going to trial. This can be faster, but it’s crucial to ensure that you’re actually getting full compensation for all costs and not just a lowball offer.

  • Will my insurance company pay for my injuries?

    Possibly. As noted above, you may be offered a settlement once the insurance company determines what it believes you are owed – but there’s no guarantee that this maximizes your compensation, as insurance companies focus on reducing costs and payouts.

  • Will my personal injury case go to trial?

    It can. If you are unhappy with the settlement offer or if there is a dispute regarding fault, a trial may be necessary. For instance, you both may claim the other driver ran the red light, so the court will examine evidence like witness statements, photos, police reports and more.

  • How much is my case worth?

    It really depends on the specifics of the case. Each one is unique, but an experienced personal injury attorney can help you explore your options. Important costs to consider include lost wages, medical bills, pain and suffering, and lost earning capacity.

  • Is it worth it to hire a personal injury lawyer?

    Absolutely. An experienced lawyer can present your legal options, help you avoid crucial mistakes, file paperwork on time and maximize the compensation you receive.

Contact Us

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