Your Options After A Mississippi Bad Faith Insurance Claim

Your Options After A Mississippi Bad Faith Insurance Claim

If you like to be proactive, prepared, and always have an extra layer of protection which is why you purchase various types of insurance, then you are one of many people who do the exact same thing. When you purchase insurance such as:

  • Life insurance
  • Fire insurance
  • Homeowner’s insurance
  • Health insurance
  • Automobile insurance
  • Disability benefits 

You expect that the insurance policies listed above, and any other extra form of coverage that you buy will safeguard you against future unforeseeable events that could cause you great distress. Life is unpredictable and specifically, when you purchase high-dollar objects like a home, for instance, you want to make sure you defend your investment. Your health is another major interest that you have and because the cost of medical treatment is so expensive, buying coverage to help you with the costs makes sense.

Insurance companies though, only care about their bottom line which means that they will do what they can to get out of paying for damages you suffer if an issue arises. When an insurance company unfairly misleads you and misrepresents facts and processes, they are acting in bad faith. Bad faith insurance practices and situations happen quite frequently. If your insurance provider is acting in bad faith, then you should reach out to a Mississippi bad faith lawyer for help.

Your Options After A Mississippi Bad Faith Insurance Claim

What You Should Do When You Believe Your Insurance Coverage is Acting in Bad Faith

If you believe that you are being treated unreasonably and unjustifiably when you attempt to file a claim with your insurance provider, you may be a victim of an insurance company acting in bad faith towards you and your claim. You can take legal action in response. When acts of bad faith happen in Mississippi, victims can do one of the following:

  1. When a simple breach of contract takes place,  victims can recoup all of their damages under the terms of their contract.
  2. When a breach of contract takes place and there is no tenable reason as to why then consequential damages can be recovered.
  3. In the most severe cases where there is a breach and no reasonable reason for it along with gross and obvious disregard for your rights happens, you can have your damages covered on top of being awarded punitive damages.

Many states in the nation have passed legislation against unfair claims settlement methods. The state of Mississippi is not one of them. Because of this, there are no solid protections to turn to from the Mississippi legislature that can clearly describe bad faith violations.

Speak to an Experienced Mississippi Bad Faith Insurance Attorney

When an insurance provider has not treated you properly and has tried to take advantage of you for their own interests it is critical that you speak with a knowledgeable Mississippi bad faith attorney at Germany Law Firm, PLLC. Bob Germany is a Jackson bad faith insurance attorney that can examine your case, answer your questions, and inform you of your options for compensation. Call Germany Law Firm, PLLC today to schedule your free consultation at (601) 487-0555.