How Auto Insurance Agents Investigate Car Accident Claims

How Auto Insurance Agents Investigate Car Accident Claims

After filing a car accident claim with your auto insurance company, expect your claim to be heavily investigated. Insurance companies are, above all else, businesses that strive to protect their financial assets. They will reject claims that lack evidence, have inconsistencies, or require further elaboration. Some insurance agents reject accident claims for no reason other than saving money. This is when you may want to hire a Jackson auto accident lawyer to figure out your options should you find yourself in a car accident in Mississippi.

How Your Accident Claim Will Be Investigated

A car accident claim investigation involves two main aspects, examining the quality of evidence and searching for contradictions. Your auto insurance agent will look for any way to dispute your claim when under pressure to save money for the insurance company. This means your accident claim needs to be solid.

Solid claims are ones that include as much car accident evidence as possible, all required documentation, and consistency between information. Submit all the Ways Auto Insurance Agents Investigate Car Accident Claimsevidence you can including pictures or videos of damages, copies of medical records and the police report, and details on what happened. Witness statements can only strengthen your claim.

Even after you submitted all this evidence, the search for contradictions may cause a dispute with your claim. If one piece of evidence or a lack of evidence is inconsistent with what you said happened, then you may face trouble. Going through your claim and removing any contradictions before submitting your claim can prevent this.

You can also try contacting a Jackson car accident lawyer to do this for you. An experienced lawyer might be able to find hidden details you may have missed. Your lawyer can also help you uncover essential evidence to strengthen your claim.

What If My Car Accident Claim is Disputed?

If your car accident claim does end up being disputed, this is not the end of the world. You have legal options to defend your disputed car accident claim that range from negotiations to going to court. The first step you can take is asking why your claim was denied. Sometimes all it takes is submitting one piece of missing evidence.

Other times, this may not be enough. You may have to hire a lawyer to negotiate a settlement with the auto insurance company. In some cases, this works and the sought-out compensation is offered. However, in other cases, not enough compensation is offered, and the case has to be taken to court.

When a claim makes it to court, you may have to go through a personal injury trial. This depends on the details of your case and what the judge decides. Trials can take longer but might ultimately land you far greater compensation.

Auto Accident Attorney in Jackson

Finding out your car accident claim was rejected can be frustrating when you need financial assistance now. Call the Germany Law Firm, PLLC today at (607) 487-0555 to talk to a Mississippi multi-vehicle accident lawyer for a consultation about your case. Our experienced legal team can help increase your chances of receiving compensation for medical bills, pain and suffering, and lost wages. We are located throughout Jackson, Madison, Gulfport, Oxford, and other cities in Mississippi.