Jackson Bad Faith Insurance Attorney

Bad Faith Insurance Lawyers in Jackson, Mississippi

Has Your Insurance Company Acted in Bad Faith? Do You Need A Bad Faith Insurance Lawyer in Mississippi?

Mississippians, just like all Americans in the United States, purchase insurance policies to protect and cover anything unforeseen or bad that might happen to them or their property. Dangerous situations are lurking at every turn in both our personal and professional lives and can occur without any notice. For this reason, many Mississippi residents purchase insurance policies to cover and protect themselves and their property in case something catastrophic occurs.

In case something disastrous does happen in Mississippi, to your home or to you, you will have the necessary insurance coverage to recover quickly, at least financially from the disaster. That is what we are led to believe anyway. Unfortunately, that does not always happen.

In some cases, even the largest insurance companies will provide misleading information or completely misinform us, as the consumer, to avoid taking responsibility by not properly examining the insurance claim or by not providing an adequate payout to the policyholder. When insurance companies do this, they are considered to be acting in bad faith.

Being subjected to bad faith insurance can have a devastating impact on a person’s life. Not only are they often unable to move forward from the incident, but they often have to spend thousands of dollars on legal fees to ensure they get the coverage that they are entitled to for their loss.

When residents of Mississippi are subjected to bad faith insurance, it is imperative that they contact a Jackson bad faith insurance attorney from Germany Law Firm, PLLC, as soon as possible. Our skilled and knowledgeable attorneys are dedicated to helping individuals get full and fair compensation from their insurance company to cover their damages. If you were outright denied covered or offered lowball coverage for your damages by an insurance company in Mississippi, contact our bad faith insurance attorneys in Jackson as soon as possible to see how we can help you.

Which Insurance Policies Are Commonly Subject to Bad Faith Insurance Practices in Mississippi?

Consumers throughout the state of Mississippi purchase insurance policies to protect them in their time of need. Unfortunately, there are insurance companies that fail to provide adequate coverage to individuals who justifiably deserve it. Unfortunately, policyholders can be subjected to unfair treatment regardless of the type of insurance coverage they have. The Jackson bad faith insurance attorneys at the Germany Law Firm, PLLC, have successfully represented policyholders with bad faith claims and we can help you too. The most commonly filed bad faith insurance claims include, but are not limited to, the following types of insurance policies:

  • Homeowner’s Insurance: A lot of insurance policies in Mississippi are “all-risk” policies, which means they offer coverage for any direct physical losses to their homes. These policies require homeowners to prove that the damages and losses are directly due to circumstances covered under the policy. Many companies will deny coverage by claiming that the damages were the result of excluded risks.
  • Fire Insurance: Insurance companies try to deny fire insurance to policyholders by claiming that their damages were a result of a fire caused by arson. Insurance companies will drag these claims on for several months and request more information from the policyholder to encourage them to give up trying. After an extended period, the insurance company may turn down the claimant by saying they are failing to cooperate.
  • Life Insurance: Policyholders can be subjected to bad faith insurance surrounding life insurance claims. This typically happens when insurance providers refuse to pay full policy benefits after a loved one passes away. We tend to see many bad faith insurance denials during the contestability period, which is the first two years after a policy is purchased.
  • Health Insurance: Insurance companies notoriously deny full policy benefits for patients who are trying to tend to their medical bills. They will also deny pre-approval for medical services that should be covered under the terms of the policy.
  • Automobile/Uninsured Motorist Coverage: Insurance providers often exercise bad faith insurance practices for automobile policyholders by denying them coverage for repairs and damages. These actions are typical in cases where policyholders’ vehicles are damaged by uninsured drivers or those who did not have adequate coverage.
  • Disability Benefits: These bad faith actions occur when insurance companies routinely deny coverage for policyholders who are disabled regardless of the fact that they are unable to return to work.

Individuals who are subjected to this type of treatment should contact a bad faith insurance attorney at Germany Law Firm, PLLC, as soon as possible. They may be entitled to compensation to cover some of the losses and damages resulting from their denials.

Do You Need a Lawyer to Help You with a Bad Faith Insurance Claim in Jackson, Mississippi?

Individuals who want to file a legal claim against the insurance company for a bad faith denial need to prove that three factors exist in their claim. First, the claimant must prove that a mere breach of the contract existed. The breach of the contract must have occurred without any arguable basis. Second, the policyholder must be entitled to recover compensation for their damages but must have been denied for an illegitimate reason.

Third, the denial of coverage must have been done with malice and gross disregard for the rights of the insured. As a result of the denial, claimants are entitled to recover punitive damages on top of actual damages from their insurance companies.

Individuals who are subject to unjustifiable denials by their insurance companies may be entitled to recover legal costs, actual costs from their original claim, punitive damages, and compensation to cover various other damages resulting from the bad faith insurance denial. It is crucial for those subjected to this unfair treatment to contact the Jackson bad faith insurance attorneys at the Germany Law Firm, PLLC, as soon as possible to see how we can help you.

A Dedicated Bad Faith Insurance Attorney in Jackson Can Help You! Call Germany Law Firm, PLLC, today!

As consumers, we purchase insurance policies for peace of mind. The very last thing we need is for these companies to turn on us during our time of need. Being subjected to bad faith insurance practices can have a devastating impact on a person’s mental, physical, and financial well-being. For this reason, it is crucial for individuals who were outright denied coverage or made lowball settlement offers for their damages to contact a bad faith insurance attorney in Jackson as soon as possible to ensure their legal rights are protected.

With nearly four decades of experience, the lawyers at Germany Law Firm, PLLC, have helped countless individuals get the justice and compensation they deserve in their bad faith insurance claim. Our knowledgeable attorneys will aggressively negotiate on behalf of those harmed to ensure they get the compensation that covers their damages and losses. We are dedicated to helping victims of these insurance companies move forward with dignity by ensuring they are treated with decency by their insurance company. Contact Germany Law Firm, PLLC, today at (601) 401-6884 to schedule a free case evaluation to see how we can help you.

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