How to Seek Compensation for Total Loss After a Mississippi Car AccidentMississippi Legal News
Some Mississippi car accidents leave minor scratches that can be repaired quickly while other types of accidents result in massive damage that requires extensive repairs. The costs of even one major repair can be expensive, but multiple repairs can quickly drain your finances. To avoid this, you might be able to seek compensation with a total loss claim, depending on the severity of the damages to your vehicle. Consider working with a Mississippi Auto Accident Attorney if you experience any problems obtaining compensation with a total loss claim.
What is Total Loss in Mississippi?
A total loss in Mississippi means the damages to your vehicle will end up costing so much money in car repairs that the total cost of the car repairs will exceed your vehicle’s actual cash value. In other words, the car repairs will cost you more money than buying your car if your car was new or being resold as undamaged. There are several ways you can figure out whether the damages to your car after the accident meet this standard.
First, you can contact your auto insurance company to check what their standards are for a total loss. Some Mississippi insurance companies have different rules for what qualifies a vehicle as a total loss. Your claims adjuster will likely investigate whether your vehicle can be repaired and what the total repair costs will be.
Mississippi state laws also set rules for what counts as a total loss. For your vehicle to be classified as a total loss in Mississippi, your vehicle repair costs must be over 70% of your vehicle’s total cash value. Reach out to a lawyer with experience in this field if you have any questions about calculating this.
How Can I Prove Total Loss in Mississippi?
Proving a Mississippi total loss claim comes with a whole other set of factors to consider. The first step in this process is to file your car accident claim with your auto insurance company. What will usually happen next is your assigned claims adjuster will schedule a time to examine your vehicle for damages. During this step, your claims adjuster may proclaim your vehicle to be a total loss.
A car repair shop may also be able to help you determine if your car is a total loss. However, one important thing to remember is to take pictures of your damaged vehicle before having any repairs performed. The DMV suggests taking at least four clear pictures that show the most relevant damaged areas of your car. These pictures will serve as evidence of any property damages your vehicle received as a result of the accident.
Multi-Vehicle Accidents Lawyer in Mississippi
You might not have to give up if your car accident claim was denied by your insurance company. Call the Germany Law Firm, PLLC at (607) 487-0555 to speak with a Mississippi Multi-Vehicle Accident Attorney who can help you collect the evidence you need for a strong claim. One of our Mississippi car accident attorneys might be able to help you obtain compensation for medical expenses, pain and suffering, and lost wages.