April 22, 2022

How to Know if the Insurance Adjuster's Offer is Fair

After an unintentional injury accident, you may be surprised at how quickly the party’s insurance that caused your incident connects with you. At first, you may feel good about this considering how sympathetic the insurance adjuster sounds over the phone. Unless you are one of the very few victims that have an honest and truly caring adjuster that wants to make sure you are fully and fairly compensated, be aware of accepting any offers you receive until you speak with an attorney.

Bob Germany is a Jackson personal injury attorney that knows how to properly evaluate the value of an injury or wrongful death claim and also how to manage insurance adjusters. When you have been harmed in an accident like a Mississippi car accident, for example, it is a good idea to work with a knowledgeable and skilled attorney to protect your best interests.

How Much is Fair in a Personal Injury Settlement Offer?

, How to Know if the Insurance Adjuster's Offer is Fair, Germany Law Firm PLLCTo answer the question of how much financial compensation is fair and appropriate in a settlement offer, it really comes down to the details of one’s injury accident experience. Every injury accident is different so the types of damages and the extent of the damages are going to vary. Also, it is important not to just look at the damages that are impacting a victim currently but it is also necessary to look to the future and make an educated opinion on what damages could be suffered down the road.

The best thing to do when an insurance adjuster calls is to stay fairly quiet and not answer their probing questions. Your identifying credentials are one thing, but any information about the crash should not be discussed until you have secured competent legal counsel who can manage your case including communications with the insurance company. Also, do not be too eager to sign off on an offer because if you do, and you realize at a later date that your settlement was not enough, it is unlikely that you will be able to get any more.

So, the best way to know if the insurance adjuster gave you a true settlement offer and not a low-ball proposal is to have your case evaluated by an attorney. Your Jackson car accident attorney at Germany Law Firm, PLLC is best positioned to advise you on what financial compensation you deserve from your settlement and will fight for you to obtain it.

In summation, it is highly unlikely that the insurance adjuster is going to offer you a full settlement that accurately reflects all of your damages. That is why you work with an attorney who can skillfully negotiate to come to an agreement that is more reflective of the harm you sustained.

Speak with a Jackson Personal Injury Attorney Today

If you were injured in a car accident, wait to talk with an insurance adjuster until you have competent and effective legal counsel on your side. The Jackson car accident attorneys at Germany Law Firm, PLLC can be reached at (601) 487-0555. Schedule a free consultation today.

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