How to File a Complaint Against an Auto Insurance Company

How to File a Complaint Against an Auto Insurance Company

When an auto insurance company rejects your car accident claim for no reason, frustration can set in. After going through all the trouble of collecting and submitting evidence, you receive nothing in return. You may not have to deal with this if your accident was caused by the other driver. There are several ways you can dispute this decision. Do not hesitate to ask a Jackson auto accident lawyer for help.

When to File a Complaint Against an Insurance Company

Filing a complaint against the auto insurance company is common after efforts to negotiate have failed. You may have submitted your claim only to have your claim rejected. Some insurance companies will not even explain why. If you have tried asking and have been ignored, you have the option of filing a complaint.

Some of the most common insurance company complaints revolve around this. Other reasons to file a complaint include:

  • Not receiving enough compensation
  • Receiving compensation but not the amount promised
  • Significantly slow processing of your claim
  • Delayed investigation of your car accident claim

How to File a Complaint Against the Auto Insurance Company

The auto insurance will see your complaint as either justified or unjustified. Courts view these complaints in the same manner. A court may find your complaint was justified if evidence reveals that the company acted in bad faith. In other words, the insurance company defied state laws for insurance practices.

Bad faith claims can be filed against an insurance company that:

  • Denies claims with sufficient evidence
  • Delays claims for no reason
  • Refuses negotiations

Try contacting a Jackson car accident lawyer if you find yourself in this situation. A lawyer can help you navigate through all the tricky legal situations you might face.

How to File an Insurance Company Complaint

When it comes to filing an insurance company complaint, you should be able to do this through their main website. If you cannot find where to file a complaint, consider calling the insurance company or a lawyer. Your other option is to sue your insurance company for bad faith practices.

Before deciding to sue, assess whether there are any other methods like negotiating, mediation, or arbitration. See if the insurance company is willing to try any of these. Talk with a lawyer about whether you can give them an ultimatum between these options and filing a lawsuit. Some insurance companies may end up working with you to avoid legal issues.

If you decide to sue, prepare to give a deposition about the situation. You might be asked questions. Both sides will be heard by a judge and evidence will be examined thoroughly. Lawsuits can take time but may lead to greater compensation in the long run.

Auto Accident Lawyer in Jackson

You do not have to give up if your car accident claim is denied. Feel free to call the Germany Law Firm, PLLC today at (607) 487-0555 to speak with a Mississippi multi-vehicle accident attorney for a consultation. Our experienced team of lawyers is prepared to increase your chances of compensation for medical expenses, pain and suffering, and lost income. We can be found in Jackson, Madison, Gulfport, Oxford, and other cities in Mississippi.