How Are Car Accidents Investigated in the state of Mississippi?Mississippi Legal News
One of the best ways to have the upper hand with your car accident claim is by knowing how auto insurance companies investigate claims. Insurance agents do not hold back on the myriad of ways they use to thoroughly challenge nearly every aspect of your claim. Since they save money when they deny claims, they are not afraid to investigate everything from the evidence you submit to what you posted on social media after your car accident. Talking to a Mississippi multi-vehicle accident lawyer about your options can help you gain further leverage.
Common Ways Insurance Companies Investigate Accidents
Insurance companies use a variety of tools and methods to investigate car accident claims. These range from going out to the accident scene, collecting documents from you, comparing evidence to look for inconsistencies, and hiring investigators to monitor your social media. This is why you should be as prepared as possible by collecting evidence like:
- Copies of your medical records
- Photos of your vehicle damages and injuries
- Copy of the police report
- Paystubs showing lost wages
- Car repair shop receipts
Be prepared to answer questions about the car accident although you may want to consult with an attorney first. Some insurance agents will use complex language to confuse you into signing away your ability to receive compensation. Depending on your injuries, your insurance agent may also request you to undergo a medical evaluation by a specific doctor.
Many people are thrown off by the social media monitoring aspect. They check your recent posts on social media to make sure you are not lying about or exaggerating your car accident injuries. This is where lying about your injuries can lead to real trouble. The easiest way to avoid this is to be as honest as possible with your claim.
Best Checklist for Car Accident Claims
Having a basic checklist of car accident claim essentials can save you a lot of time and stress. The first thing on this list involves mistakes to avoid:
- Never admit fault to the other driver or insurance company
- Do not apologize because this implies fault
- Do not provide unnecessary personal information to the other driver
- Avoid signing insurance forms you are unsure of
Next, you will want to have a checklist of the most important information you need:
- Police report
- Medical records
- Other driver’s contact information, insurer’s name, insurer’s phone, insurer’s policy number
- Witness names and contact information
- Story of what you remember happening in the car accident
Lastly, contacting a Jackson, Mississippi accident lawyer can help you calculate how much compensation you need and how much you could potentially receive.
Multi-Vehicle Accident Lawyer in Mississippi
Coping with the various complication of a spinal cord injury can be overwhelming and expensive to manage. Consider asking our lawyers for help at Germany Law Firm, PLLC today at (607) 487-0555 to consult with a Gulfport Multi-Vehicle Accident Attorney about your case. Our legal team of car accident lawyers in Jackson might be able to help you obtain compensation for your future medical costs, pain and suffering, and lost earnings. We serve clients throughout Jackson, Madison, Gulfport, Oxford, and other cities in Mississippi.