Do Not Fall for These Insurance Company Tricks on Your ClaimMississippi Legal News
While some auto insurance companies will offer you the compensation you want after a car accident, not all of them will. Some insurance agents will use various tricks to delay or deny your compensation and offer you far less than you could receive. This is largely done to save insurance companies money. Many people do not realize how much they are being tricked into unfair deals. Be sure to talk to a Jackson insurance bad faith lawyer if you suspect this happening with you.
Do Not Accept the First Settlement Offer
The golden rule when filing your car accident claim with the insurance company is to not rush into accepting the first settlement they offer. As tempting as this is in your current financial situation, this might hurt you more in the long term. Thinking about how the damages you suffered will affect you months or years from now can help.
Insurance agents will not likely tell you this, but you could be eligible for a variety of compensatory damages. Depending on the damages you did suffer, your personal injury compensation could be substantial and help cover your future expenses. As long as you can prove your damages and who caused them, you could receive significant compensation.
You could receive compensation not only for damages to your vehicle and your injuries but also for:
- Psychological distress
- Therapy bills
- Pain and suffering
- Lost wages from missed work
- Future lost wages
- Future medical bills
- Other out-of-pocket expenses caused by the accident
When you are offered your first settlement, the best thing to do might be to contact a Jackson accident lawyer to see if this deal is fair. You can also consult with a lawyer about this and see what legal options you may have. A lawyer can negotiate a better settlement with the insurance company and take the claim to court if needed.
Watch Out for These Insurance Company Tricks
Part of avoiding bad deals from the insurance company means recognizing insurance company tactics. Insurance agents use a variety of tricks to deceive people into unfair deals and will use these methods to wrongfully deny claims. These are called bad faith insurance tactics. Common examples of bad faith include:
- Rejecting your claim for no reason
- Not investigating your claim
- Delaying your claim
- Delaying payment of your claim
- Refusing any negotiation
Signs of bad faith include unreasonable delays, poor excuses, and dodging your questions. Some insurance agents will use complex words to confuse you and may even try to trick you into signing away your rights. Feel free to have a lawyer read over any deals before you accept them.
Insurance Bad Faith Lawyer in Jackson
Finding out your claim was rejected again can be frustrating when you have tried so many times. Contact the Germany Law Firm, PLLC at (607) 487-0555 today to speak with a Mississippi auto accident attorney for a consultation. Our team of lawyers might be able to help you increase your compensation for medical costs, emotional distress, and lost income. We serve clients in Jackson, Madison, Gulfport, Oxford, and other cities in Mississippi.