Do Mississippi Rideshare Drivers Get Workers Compensation?

Do Mississippi Rideshare Drivers Get Workers Compensation?

Ride-share drivers are everywhere. Driving has become the ultimate hustle for many Americans looking to earn some extra cash or make a living. When this industry was beginning people across the country were eager to get in and work a flexible schedule, with the potential to make good money. Over time, as their popularity spiked many drivers and the public-at-large wanted reforms. Those seeking the reforms argued that the business model was exploitive to drivers as these large companies were not providing them with benefits or even being compelled to provide a minimum wage.

What Argument do Drivers Have for Workers’ Compensation Benefits?

When employees are sick or injured on the job and unable to work, the workers’ compensation program helps these individuals with income and medical benefits. It is an insurance program that is state-regulated. Drivers who are on the roads regularly are statistically at higher risk for accidents. It is understandable why ride-share drivers would be interested in having workers’ compensation benefits. If they are in an accident and badly injured, they are not going to be able to continue taxiing others around and earning an income. 

Car accidents in Mississippi are a very real concern. The state has the most fatal accidents when compared to the rest of the country. Ride-share drivers have a legitimate concern about their safety when they are driving in a dangerous environment like the roads of Mississippi. Because ride-share companies contend that their drivers are contractors and not employees, they have been able to fend off the demands for change.  

What is the Uber Protection Program?

Do Mississippi Rideshare Drivers Get Workers CompensationIn 2018, Uber gave its drivers an option. Working with Aon P.L.C. and OneBeacon Insurance Group, the “Driver Injury Protection” program was developed. It is for Uber drivers alone and not for drivers who work for other ride-sharing companies. The insurance program is offered in 40 states and Washington D.C.

For drivers to enjoy this benefit, they must be logged in to the app while they are actively working, which would mean that they are driving passengers. The coverage includes:

  • Up to $1 million for accidental medical expenses
  • Up to $500 per week in disability benefits
  • Up to $50,000 in death benefits
  • Up to $150,000 in survivor benefits

If you have been injured in a ride-share accident by the actions of a negligent party, you can sue for compensation. Bob Germany is a Mississippi car accident attorney at Germany Law Firm, PLLC. He will help you with your personal injury claim. With over 35 years of experience, Bob Germany has been a voice for injured victims in Mississippi for a very long time. As a Jackson personal injury attorney, he knows the dangers that exist on the roads for rideshare drivers, private passenger vehicles, and large semi-truck accidents. 

Call Germany Law Firm, PLLC today to set up your no-obligation, completely free consultation at (601) 487-0555 with one of our resourceful Jackson car accident injury attorneys. It only takes a short bit of time to meet and discuss your accident situation.