June 15, 2022

Differences Between a Passenger Car Accident and Truck Accident Claim

Not everyone realizes that there are specific differences between car accident claims depending on the type of accident. Truck accident survivors may face different challenges compared to passengers who are filing a claim. Different legal steps and evidence might be needed for each case. If you have questions, consider asking a Jackson multi-vehicle accident lawyer for answers.

Passenger Car Accident Claim Challenges

Unique challenges are faced by passengers who survive a car accident. The passenger will have to worry about whether the driver they were riding with is insured. While , Differences Between a Passenger Car Accident and Truck Accident Claim, Germany Law Firm PLLCmany states require drivers to be insured, not every driver carries auto insurance, and this can make it hard for passengers to obtain compensation for their injuries.

When more than one driver is involved in the accident, like with collisions, passengers will have to worry about which driver to file against. This might be helpful when one driver is uninsured and the other driver does have auto insurance. However, when both drivers are uninsured, this can make compensation difficult.

In some cases, a driver might be underinsured, meaning their auto insurance coverage is not enough to fully compensate the passenger. Dealing with uninsured motorists means checking whether they have liability auto insurance. Liability insurance might be able to offer a passenger some compensation.

Passengers can also check whether they have underinsured or uninsured motorist coverage. Not only can this help when other drivers do not have auto insurance, but this may also help with hit-and-run accidents. Talk to your auto insurance company about your options after the accident if you find yourself in a similar situation.

Truck Accident Claim Challenges

What makes large truck accidents challenging is the massive size of the damages caused by these accidents. Accidents with 18-wheelers and other large trucks tend to leave behind greater damages to people, vehicles, and property. This means higher medical, car repair, and property damage repair expenses.

Not only that, but average drivers may have to face the trucking company if the company disagrees with their accident claim. Proving the truck driver was at fault is hard enough, but facing a legal team can be intimidating. Drivers can increase their chances by collecting as much information and evidence as possible:

  • Truck driver’s contact, auto insurance, and trucking company information
  • Pictures of injuries and the wreckage
  • Names and statements from witnesses
  • Documents like medical records and a police report

Even if the car accident claim is accepted, the initial settlement might not be enough. Truck accidents often involve catastrophic damages that may require suing for additional compensation. Try contacting a Jackson truck accident lawyer if you have any questions. A lawyer might be able to help you increase your chances of additional compensation.

Multi-Vehicle Accident Attorney in Jackson

Filing almost any type of car accident claim can be difficult. Contact the Germany Law Firm, PLLC, today at (601) 487-0555 to speak with a Mississippi auto accident lawyer for a consultation. Our experienced attorneys are ready to help increase your chances of compensation for lost wages, pain and suffering, and medical bills. We can be found in Jackson, Madison, Gulfport, Oxford, and other cities in Mississippi.

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