Can Insurance Companies Use Private Investigators Against My Injury Claim?

Can Insurance Companies Use Private Investigators Against My Injury Claim?

Not everyone realizes that auto insurance companies sometimes hire private investigators to evaluate injury claims. This might be done as part of their standard investigation process or when they suspect something false about your claim. In some cases, what they find can result in a denied personal injury claim. You may not have to let this happen by discussing your case with a Jackson insurance bad faith attorney who can help.

What Do Private Investigators Do?

Companies hire private investigators to look for information related to financial and legal concerns. This often happens when someone has a suspicion about someone else. If the claims adjuster finds a contradiction with your car accident claim, then the insurance company may hire a private investigator.

Private investigators conduct investigations in a variety of ways. Their investigation might involve interviewing different people involved with the accident and collecting evidence. Many private investigators look for additional information online about the person or the incident.

Can Insurance Companies Use Private Investigators Against My Injury Claim?

When it comes to online investigations, this includes social media and any other public information about the person in question. This is how social media posts made recently after the car accident can hurt an accident claim. All it takes is one picture on social media to be misinterpreted as you not being as injured as you claimed.

Sometimes surveillance is conducted by private investigators, depending on the circumstances. However, private investigators are limited in the actions they can take since they are not police officers. There are certain lines they cannot cross and if they do, they could face legal penalties.

How Can a Private Investigator Affect My Claim?

You might be concerned about how a private investigator could affect your accident claim. The way car accident investigations work with auto insurance companies is they request, collect, and compare evidence. When evidence contradicts statements you made or other evidence, then either step can be taken next:

  • Further investigations are conducted, sometimes through a private investigator
  • The car accident claim is rejected

Your car accident claim could still be rejected if a private investigator reveals additional contradictory evidence. This can be incredibly frustrating when you are being honest about the details in your claim. However, there might be ways out of this like:

  • Temporarily making your social media private until the claims process is complete
  • Contacting the auto insurance agent to dispute their decision
  • Taking legal action against the insurance company

You may want to contact a Jackson accident lawyer when you are going up against the insurance company. An experienced lawyer can help you defend your car accident claim through arbitration, negotiations, or a lawsuit. There are several legal options to secure compensation.

Insurance Bad Faith Lawyer in Jackson

Finding out your injury claim was rejected can be frustrating when you need coverage for your damages. Call the Germany Law Firm, PLLC today at (607) 487-0555 to speak with a Mississippi multi-vehicle accident attorney for a consultation. Our experienced lawyers can help increase your chances of compensation for lost income, pain and suffering, and medical bills. We serve clients throughout Jackson, Madison, Gulfport, Oxford, and other cities in Mississippi.